Archive for the tag 'inflation-indexed annuities'

My post on converting a traditional IRA into a Roth was included in this week’s Carnival of Personal Finance.  Stephanie at Poorer Than You did a terrific job pairing up each contributed post with a US President, relating the post’s topic to some aspect of his presidential legacy.

Junior Girl Scout Cookie Biz Merit BadgeI also enjoyed the video of Warren Buffett giving investment advice to Girls Scouts while eating a Blizzard.  Never too young to start talking about retirement, I say.  I thought the girls did a great job, too, asking good questions.  Frankly, I’d be pretty nervous sitting there.  I hope they at least awarded him an honorary Junior Girl Scout Cookie Biz merit badge.

Jean at Keener Financial Planning let us know about a series of free Webinars sponsored by NAPFA.  Great idea, but they’re all scheduled at 1pm (ET) on workdays — so that eliminates most of us from participating.  Hopefully they’ll be available to replay later.

Frank Curmudgeon at Bad Money Advice frames the discussion of when to tap into your Social Security benefits in terms of annuities.  I would have used the price of inflation-indexed annuities instead of conventional immediate annuities.  After all, the Social Security payment stream would rise both with the numbers of years that you delay the start of payments and with inflation.  The analysis would be similar and would most likely result in the same answer (the intuitive one you would arrive at without all that math) — if you expect to outlive the average life expectancy, delay the start of payments as long as possible.